Zaro onboard businesses only. To meet regulation and protect everyone on the platform, we verify who you are and how you plan to use Zaro. This page lists the information and documents we collect so you can prepare in advance and avoid delays.
These details identify your company and where it operates.
We need to understand your business and expected activity on the platform.
What does your business do?
A short description of your product or service.
How will you use Zaro?
Briefly describe how your business plans to use Zaro (e.g. paying suppliers, receiving customer payments, payroll).
Expected monthly payment volume
Your estimated monthly payment volume in your main currency.
Are you receiving or sending funds on behalf of someone else?
Whether your business will hold or move money for third parties (e.g. as an agent, marketplace, or escrow). If yes, we'll ask for more detail.
Source of funds
Where the money you'll move through Zaro comes from (e.g. revenue, investment, loans).
Legal presence — Incorporation certificate
Official certificate of incorporation.
Company details — Articles and memorandum of association
Your company's constitution and governance documents.
Ownership structure — Shareholder registry or excerpt from state company registry
A current view of who owns the company (e.g. CIPC-generated excerpt for South African companies).
Proof of address
A document dated within the last 3 months, such as a bank statement or lease agreement, showing your business address.
Source of funds
A recent document that supports your stated source of funds — for example an invoice, sales agreement, or VC investment agreement. It should align with how you plan to use Zaro.
Financial statements
Official records of your company's financial performance, typically including balance sheet, income statement, and cash flow statement.
We need to verify the people who ultimately own or control your business. For each ultimate beneficial owner (UBO), please provide: